liability arising from environmental pollution and the role of insurance in it

today , with the development of industrial activities and degradation of natural resources , environmental pollution has become one of the most serious challenges facing human societies .this problem not only threatens public health but also harms natural ecosystems and exposes social capital to danger .also , responsibility and ways to compensate the environmental damage has become one of the significant and significant issues .in the legal and jurisprudential system of iran , the guarantee mechanism is known as a tool to compensate the damage caused by harmful actions .however , due to gradual and impersonal characteristics of environmental damage , traditional guarantee mechanisms require conceptual and operational reforms .in this context , insurance industry can play a complementary role of guarantee ; in particular , risk transfer , financial compensation , damage compensation and strengthening responsibility are the most important functions of this tool in the face of environmental pollution .at the global level , specialized environmental insurances have been used in molds such as insurance liability insurance , insurance costs insurance , pollution contractors insurance and hazardous materials transportation .but in iran , despite the existence of appropriate legal capacities , the necessary infrastructure to develop this type of insurance is still not fully provided .factors such as lack of comprehensive rules , weaknesses of insurance culture , lack of professional codes and technical constraints of insurance companies are main obstacles to progress in this field .the present study has tried to provide a comprehensive model for structural creation by examining legal and juridical principles of liability in relation to environmental pollutions and also analysis of insurance role in management and compensation of such damages .research findings show that to achieve environmental justice.